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HRA Exemption – How to claim HRA during filing ITR

Most salaried individuals get confused when it comes to claiming exemption on one’s House Rent Allowance (HRA) while filing tax returns. It is now easier to claim HRA exemption- you just need to copy details from Form-16 and paste them in ITR-1. It is important to know that you can claim for HRA exemption benefit only when you are living in a rented house. If you lives in your own house then you cannot avail tax exemption benefit on HRA. Read More

Personal Loan: Is Getting a Personal Loan a wrong Idea?

Did you know that personal loans are one of the most expensive loans? Usually interest rate on personal loan ranges between 12% and 20% per annum. If you are in need of extra cash for a large purchase, need to take a personal loan. Most personal loans are unsecured, meaning there isn’t collateral if you fail to pay back your loan in accordance with its terms. Read More